청년내일저축계좌 사업 참여 청년들이 인식한 사업 참여 어려움과 개선 욕구

초록

This study aimed to identify challenges to participation and improvement needs in the Young Adult Tomorrow Savings Account Program, a representative asset-building initiative implemented by the national government. Forty-three young adults who participated in the program in 2022 and 2023 were divided into four groups and completed focus group interviews. Through inductive thematic analysis, six major themes and 18 subthemes emerged. Participants highlighted challenges in meeting eligibility requirements and a lack of support for program participation and continuation. Improvement needs included enhanced support for enrollment and program maintenance, improved convenience in the delivery system, increased awareness building, and strengthened education and counseling for asset building. This study provides valuable implications by offering practical directions for enhancing asset building and economic independence among young people, as voiced by participants in the Young Adult Tomorrow Savings Account program.

키워드